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We provide a quick and easy way to get money when you’re in a bind or have an emergency. Simply put, a payday loan is a cash advance from your next paycheque. You pay a flat rate for the amount borrowed, and your loan and fees are due to be paid back on or around your next pay date.


Complete your application online in just minutes.


We process your information and lenders approve fast. Get a loan offer when you need it most!


Get your cash! If you apply online, choose to get your cash direct deposited.

Online Cash Managment

Loan with Low Credit

APR from 7% to 35%

Maximum 30 Months Repayment

Minimum 61 Days Repayment

Apply 24/7

Online approval in 4 hrs

Representative APR

APR and fees depend on your credit rating, FICO score, state where you live, repayment period, monthly income and more. works with several lenders that adhere to applicable state and federal laws. Each state has different limitations on APR and other fees and you should review them before applying for a loan. The APR range are between 7% to 35%, with longer than 61 days and maximum 30 months repayment terms. The Truth in Lending Act requires that all our lenders disclose loan fees, interest rates and other charges. After seeing the offer, You are under no obligation to take the loan. Make sure you understand all the terms and conditions before taking a loan and never take a loan you cannot repay.

Types of Loan Cashpayday offers:

  • Business loans are often your best option when you need financing for your small business right away. Unlike with banks, who may take weeks to render a credit decision, with us you can have fast access to the money you borrow through one of our bad credit loans.
    Take just a few minutes to complete and submit our online loan request. Upon approval, you can have fast access to your unsecured bad credit loan. Not only can we process loans faster than banks, but we can also offer repayment options that are flexible enough to meet your needs.

  • We understand that poor credit often cannot be avoided. Some months, there may not be enough money for every bill, so some debts payments are delayed, which adversely affects your credit score. Few people have been untouched by either an employment issue or a personal issue that does not impact their ability to pay their bills. Over time, the little delays can add up, and may not allow some to qualify for the loans they need to get by.

    Your bad credit need not prevent you from getting the loan you need. We are one of the country’s premier services for people who need bad credit personal loans, and we are committed to remaining at the top. We intend to reach that goal by connecting consumers in need with loans that are easy to acquire and by funding those loans quickly.
    If you have fair credit, getting a personal loan will be a bit more difficult for you than those who have good credit.
    This is because personal loans don’t require collateral, so the lender relies solely on your financial reputation as an indicator of whether you will pay back the loan. Part of that financial reputation is your credit scores, and a fair credit score isn’t as promising as a good one. Lenders also consider your ability to repay by looking at your income and debt level.

  • Bad Credit Auto Loans: Available to You Regardless of Your Credit History

    The recent economic downtown has caused more and more individuals to develop negative marks on their credit reports. To address this problem and assist a growing segment of the population, our lenders have created programs to provide bad credit loans to virtually everyone.

    Bad credit is often the result of a change in working conditions. When a job loss occurs, an individual’s credit score usually suffers. Even without a termination notice, layoff slip or reduction in pay, everyone has been affected by the recent economic conditions in our country. The price of everything has gone up and it is sometimes difficult for our salaries to keep pace with rising prices. Illnesses and family situations may have an impact on your ability to pay your bills. The reasons for bad credit are numerous.
    Even after you have regained your financial footing, you may have found that various lenders have been hesitant to extend you the credit needed to purchase a new car or truck. Negative marks can remain on your credit report for seven years or longer. When you find yourself denied a traditional car loan, bad credit auto loans can help. Lenders routinely approve loans to individuals with a variety of credit ailments. People with bad credit, slow payments, charged-off accounts, garnishments, liens, repossessions and even bankruptcies can be approved for a bad credit auto loan.

  • Bad credit education loans can be of great assistance in helping you to the next level of furthering your education. You owe it to yourself and your family to take advantage of whatever options are presented to you that will help you to improve your lifestyle. A quality education can do just that, and we have the means of making it happen. Fill out a loan request today and get started on your new life. does not charge any fees for using our services. We are not direct lenders but simply match you with appropriate lenders within our lenders network based on your application and credit score. We do not have any impact or control over loan fees, the costs of your loan or annual percentage rate of your loan. The fees and rates associated with your loan will vary, based on numerous factors and are usually higher (on a percentage basis) than traditional bank loans such as a mortgage or home equity loan. These details will be explained thoroughly by your lender upon approval of your loan.

    Please thoroughly review all the information provided by the lender in the agreement including the loan amount, fees, rates and all other details. There is no obligation to accept these terms until you approve the agreement. If you have a question or concern regarding the loan amount, fees or rate, please contact the lender directly. We expressly disclaim any and all liability related to your application or representations made by any lenders to whom you may contact.​

    Below is the representative example:

    Borrow $5,000 for 12 months, repay with monthly payments of $433.79, with an annual percentage rate (APR) of 7.50%, for a total repayment cost of $5,205.45

No Credit Required

Cashpaydayloan doesn’t require credit for approval, making it accessible for people who have little or no credit. It uses their own software to determine your loan performance and creditworthiness.

Legal Disclaimer

THE OWNERS AND OPERATORS OF THIS WEBSITE ARE NOT LENDERS, they do not broker loans and they do not make any short term cash loans or make any credit decisions. simply helps borrowers find lenders for personal loans.’s Terms of Use and the Privacy Policy apply to the use of this website and its services. This website does not constitute an offer or solicitation to lend. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. We provide a service only and are not acting as a representative, agent, or correspondent for any service provider or lender. Our aim is to inform users of possible lenders who may be able to satisfy the needs of a particular consumer. Our company does not endorse any particular service provider, lender, nor loan product. Please note that some lenders may perform credit checks as part of their credit transaction approval process. You are under no obligation to use our website or service to initiate contact, nor apply for credit or any loan product with any service provider or lender.

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